Money collect is a mechanic where some symbols carry a cash value, and those values are paid only when a special collector symbol lands on the same spin. The collector gathers every cash value on screen at once and pays the total.
What money collect is
The idea is popular in fishing-themed games, where fish carry cash values and a fisherman wild collects them, and is now used across many themes. Cash symbols on their own usually do nothing. The collector is what turns them into a win. Because the two have to land together, much of the time you see cash symbols with no collector, and occasionally a collector arrives with plenty on screen.
How it works, step by step
- You place a stake and the reels stop.
- Cash symbols may land. Each shows a value, usually a multiple of the stake.
- If a collector symbol lands on the same spin, it collects every cash value visible.
- The collected total is paid, along with any normal line or ways wins.
- In many games the collector is also a wild, so it can complete regular wins as well.
Common variations
- Free spins collecting: the most common form. In free spins, cash symbols land more often and each collector collects them. Collecting a set number of collectors may award extra spins and multipliers on later collections.
- Base-game collect: collectors and cash symbols can both land in the base game, with lower frequency.
- Persistent collect meters: cash values build up across spins until a collector lands.
- Collector coins in hold and win: a special coin in a hold and win round that collects the values of other coins.
- Random collectors: a collector added to a spin at random, sometimes after a near miss.
What it does to the maths and the feel
Because cash symbols need a collector to pay, results are uneven. Spins with cash symbols and no collector feel like near misses, but they are just ordinary results; the game is not closer to paying out as a result. When collectors and cash symbols do coincide, especially in a bonus with a multiplier on collections, the result can be large.
That combination usually makes money collect games medium to high volatility. The overall long-run return is still fixed by the game's RTP, and the house edge applies throughout.
Rules in Great Britain
Money collect games are available on GB-licensed sites. The usual stake limits and game design rules apply. Many of these games are promoted elsewhere with a feature buy; on GB-licensed sites bonus buys are not offered, so the free spins are reached through normal play.
Questions people ask
Do cash symbols pay without a collector?
Usually not. In most money collect games, cash symbols only pay when a collector lands at the same time, though some games let them build up on a meter.
Is money collect the same as hold and win?
Not quite. Hold and win locks coins and respins for more; money collect pays when a collector symbol lands. Many games combine the two.
Are cash symbol values in pounds?
They are shown as multiples of your stake or converted to your currency at your stake. Changing your stake changes the values.